Providing secure, accessible, and high-yielding financial programs for the community.
Minimum subscription of a member to the share capital is Php 5,000.00 which entitles the member to earn interest on his capital depending on the net surplus.
Rate of interest is 0.25% per annum computed and posted quarterly. Only Savings Deposit of Php 1,000.00 and above are entitled to earn interest. Withdrawable anytime.
Time deposits earn higher interest rates compared to savings deposits. The interest rate and maturity period vary based on the chosen term. Terms are 181 and 365 days.
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A type of loan product wherein a member's fixed deposit will be multiplied starting from multiplier 2, multiplier 2.5, and maximum of multiplier 3.
Loanable amount entitlement: maximum of Php 400,000 (no collateral)
Term: 6 months, 12 months, 18 months, 24 months, 36 months, 48 months
Processing time: Three (3) to Five (5) working days
Requirements:
A type of loan product where the member can avail either 100% of his fixed deposit or with multiplier 1.5 of his fixed deposit.
Loanable amount entitlement: up to 150% of member's fixed deposit
Term: 6 months, 12 months, 18 months, 24 months
Processing time: One (1) to Two (2) working days
Requirements:
A type of loan granted to members who needs to pay their bills in an urgent manner.
Loanable amount entitlement: Php 3,000, Php 4,000, and Php 5,000
Term: 6 months
Processing time: Same day release
Requirements:
A type of loan product granted to members who needs buy a certain rice product
Loanable amount entitlement: Php 2,000
Term: 2 months
Processing time: Same day release
Requirements:
A type of loan product with only 7% interest per annum but the interest will already be deducted upon loan application.
Loanable amount entitlement:
Term: 12 months
Processing time: Same day release
Requirements:
A type of seasonal loan product with only 7% interest per annum but the interest will already be deducted upon loan application.
Loanable amount entitlement:
Term: 12 months
Processing time: Same day release
Requirements:
Note: additional requirement/s for calamity loan will apply based on approved guidelines.
Those members who have time deposits, premium deposits, and savings deposits can avail this loan.
Loanable amount entitlement: minimum of 80% and maximum of 85% of member's deposits
Term: 6 months, 12 months, 18 months, 24 months, 36 months, 48 months
Processing time: One (1) to two (2) working days
Requirements:
A type of loan product with collateral.
Loanable amount entitlement: Php 400,000 and above
Term: 6 months, 12 months, 18 months, 24 months, 36 months, 48 months, 60 months
Processing time: (c/o S'Jerson)
Requirements:
A member can only avail this loan (c/o S'Jerson)
Loanable amount entitlement: (c/o S'Jerson)
Term: (c/o S'Jerson)
Processing time: (c/o S'Jerson)
Requirements: